Q1. Is this for real?
A1. Absolutely. Not only is this for real, but it has been around for a long time. I have simply improved upon the methods I learned to make them the absolute best available. If these same techniques were taught to kids growing up today, the credit card companies would be out of business. The problem is that we aren't taught these methods growing up nor are they common sense. Someone either shows you how this works, or you go through life uninformed and in debt.
Q2. Will it work for me?
A2. Yes. The technique is 100% effective. While I can't guarantee you will be debt free in 3-5 years, I do guarantee that you will be debt free in record time. No other debt program can have you debt free quicker.
Q3. How long will it take me to be debt free?
A3. While I can't answer that question without knowing your situation, I can give you a rough idea. Try out our Debt Free calculator for a rough idea. The date you get back is a rough date, and in 99% of the cases you will be debt free months or years quicker than the estimated date.
Q4. Is this bankruptcy or some other illegal or immoral technique?
A4. Nope. Not bankruptcy. Completely legal and moral. This isn't one of those send a letter to your creditors and dispute your debt or trying to take advantage of some legal loophole. You got in debt and my opinion is that you should have to pay it off. This is just a little known process that will cut that time to debt freedom drastically.
Q5. How can it work as fast as you say it can?
A5. It's very similar to the military technique of "massing of troops", with a few twists. Most people are taught that the way to get out of debt is to pay a little more than the minimums each month on their credit cards. This is actually the worst thing you can do. We show you the most effective way to pay your debts and the best order to pay them in. Using this instead of your current method routinely results in a 30 year mortgage being paid off in 3-7 years. It all has to do with what order you pay your debts in and how much you pay on each of them. We show you how to figure both out.
Q6. Did you invent this debt free process?
A6. I wish, but no. This technique is taught by several other financial gurus and was invented back in the 70's or 80's I believe. My part is that I have taken the basic technique and made it much better. Plus, when you see my new Debt Knife software, it will blow away anything you have ever experienced before.
Q7. Why should I trust you?
A7. Probably the toughest question of all. I don't have a good answer because there is nothing I can say to you right now that will prove I am legitimate. What I can say is that I am a member of the BBB as seen by the seal on my site. I have been in business almost 4 years and I have no unresolved complaints. Plus, if for some reason I were to die, disappear or refuse to give you a refund you could simply contact my merchant processor (www.ClickBank.com) and they would issue you a refund unconditionally.
Q8. Do I have to pay online? I am uncomfortable sending my information.
A8. No. If you are uncomfortable paying online, you can send a check or money order to us. Simply click here and choose the "Mail a Check or Money Order" option.
Q9. What if I am not satisfied?
A9. The answer is you will be. But, if you aren't for any reason I will refund your money, unconditionally for life. ClickBank will only allow me to refund your money back to your checking account, PayPal account or credit card within 60 days but if you request a refund after that I will simply cut a check to you within 1 week of your refund status.
Q10. What if I need help setting up my plan?
A10. That's what I am here for. Your purchase includes one on one consultation with me. If you need help, I will personally work with you to create the absolute best plan possible.
Q11. Will this help my credit?
A11. Yes. While that isn't my goal, it will as paying your bills on time can do nothing but help your credit. And my reducing your balances quickly like my program will help you do, your credit score improve rapidly.
Q12. What if my bills exceed my monthly income?
A12. This is usually not a problem either. While I can't guarantee that I can get you back in the black each month, I will work personally with you to get your finances back on track so you can setup your debt free plan as well. I have been able to reduce client's monthly expenses and debts as much as $700 a month. And I will do my best to do the same for you.
Q13. Do I have to buy other products to make this work?
A13. No. Absolutely not. My program is all inclusive and has everything you need to make it work. No other purchases required. It wouldn't make a lot of sense for me to say I was helping you to get out of debt and then ask you to give me more money.
Q14. How does this compare to the other debt products on the market?
A14. It really depends on what program you are comparing it to. This is not a complete financial course that takes you through investing, wealth building, retirement planning and the such. My focus is on getting you out of debt as fast as possible. Once you make it that far, I will gladly recommend a wealth building or investing program but for now I want you to stay focused on the prize, a debt free life.
Q15. Is this debt consolidation?
A15. No. While I do recommend debt consolidation for anyone that qualifies as it only speeds up your plan, it is not part of my program nor is it a requirement. I simply make the suggestion for anyone who has credit that will allow them to pursue this option as it can definitely speed up your debt free plan.
Q16. Is this debt settlement?
A16. Again, no. I believe in a different policy. You spent this money, you should pay it back. I am not against working with your creditor to get them to accept less than you owe, but again this is not part of my program. I would generally only recommend this for those in dire straits who can barely make their payments now.
Q17. Is this Consumer Credit Counseling?
A17.Absolutely not. I have been through CCC before and my program is designed to keep you from having to go down that road. Consumer Credit Counseling programs are in general very misleading and they cost money. Plus, there is nothing they can do for you that you can't do yourself. In my opinion, CCC should be used only as a last resort.
Q18. Does it only work in the US or will it work in any country?
A18. Easy question. The system taught in my Debt Free in Three program works regardless of where you live. It is based on universal debt elimination methods that apply anywhere. It is not dependent on local laws or lending procedures. The underlying principles are math based and therefore it works any and everywhere.
Q19. Is there a printed copy available?
A19. Absolutely. Once you purchase and login to your account, we give you the ability to obtain a printed copy of the book and an Audio CD that contains the Self-Hypnosis audio program included with your purchase.
Q20. Your Better Business Bureau Link doesn't work for me
A20. I have had a few people ask about this so I wanted to clarify it here. If clicking on the seal on the home page doesn't work for you its most likely because you have a pop-up blocker turned on. Try either turning your pop-up blocker off or holding down the Ctrl key while you click the link. That usually works. If not, the link is http://www.bbbonline.org/cks.asp?id=10510061452 if you want to copy and paste it. Or, you can simply visit www.bbb.com and search for us from their website directly. We are located in South Carolina, Zip Code is 29020 and our company name is "Debt Free, Inc", not "Debt Free in Three".
Q21. It just says "Error, Cannot process request" when I try to purchase your program with my credit card?
A21. I wish I had a good answer for this one but normally this means your purchase was flagged by my merchant provider's Risk Management System as being too risky. I have no idea as to the criteria behind this. If this happens, either try a different card or contact us and we will help you get your copy another way. Here is the link to my merchant providers answer to this problem.
http://www.clickbank.com/shopping_faq.html#shop_question_5
Q22. What's coming up next?
A22. A lot. First comes our amazing new Debt Knife software. This new software will analyze your complete debt situation and create an absolutely customized debt freedom plan that will have you debt free faster than anything, guaranteed.
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